AFI Europe, a leading real estate developer, has secured a €120 million loan from the European Bank for Reconstruction and Development (EBRD) to support its development projects across Central and Eastern Europe. The funding is focused on promoting sustainable real estate and ESG-compliant growth.
🌍 Regional Scope of the Investment
The loan will support projects in four countries:
- Poland
- Czech Republic
- Romania
- Serbia
All developments financed through this facility must comply with sustainability standards, including certifications related to green building and energy efficiency.
🏢 About AFI Europe
AFI Europe is part of the Israeli-based AFI Properties Ltd and operates as a major investor and developer of:
- office buildings,
- retail centers,
- residential-for-rent assets (PRS) across Europe.
The company is headquartered in the Netherlands and is highly active in major cities such as Warsaw, Prague, Belgrade, and Bucharest.
💶 Loan Structure and Objectives
The EBRD loan will focus on:
- Supporting green construction practices,
- Enhancing corporate climate governance,
- Aligning with the EU’s Corporate Sustainability Reporting Directive (CSRD),
- Increasing the resilience and liquidity of AFI’s operations.
AFI Europe has committed to implementing ESG strategies across its portfolio, solidifying its leadership in responsible real estate development.
🏗️ Strategic Growth Focus
This funding will help AFI Europe:
- Expand its PRS (Private Rental Sector) housing projects,
- Stimulate job creation in construction and property management,
- Improve urban living standards in regional cities,
- Promote low-carbon building design and operations.
📊 Market Impact
This move strengthens both EBRD’s and AFI Europe’s role in advancing:
- Sustainable real estate development,
- Affordable and accessible housing,
- Low-emission urban transformation in emerging EU economies.
AFI Europe has already demonstrated strong performance in the PRS markets of Poland and the Czech Republic, with plans to scale this model further in Romania and Serbia.
🤝 Stakeholder Statements
EBRD Representative:
“Our loan to AFI Europe is fully aligned with our mission to finance sustainable real estate across our regions. We support forward-thinking companies that adopt climate-smart business strategies.”
AFI Group CFO:
“We are proud to partner with the EBRD. This loan boosts our liquidity and allows us to accelerate the execution of our long-term expansion plan across key CEE markets.”
🔮 Outlook for 2025
Looking ahead, the following trends will shape the region:
- Growing demand for modern rental housing,
- Stricter EU energy performance requirements,
- Expansion of multi-use residential communities,
- Broader partnerships with institutional investors and lenders.
AFI Europe is well-positioned to capitalize on these trends, with a robust pipeline of sustainable real estate assets.
✅ Conclusion
The €120 million loan from the EBRD marks a major step in AFI Europe’s growth strategy in Central and Eastern Europe. It reflects not only the company’s financial strength but also its commitment to green building and ESG principles.
This collaboration demonstrates how financial institutions and real estate developers can join forces to drive long-term value creation — not only for investors but also for communities and cities across the region.
